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Chapter 7 Bankruptcy

If you are currently unable to pay your debts, Chapter 7 bankruptcy may be an option for you. Chapter 7 Bankruptcy will enable you to eliminate most consumer debts – meaning it will eliminate what you owe on credit cards, personal loans, checking account overdrafts, some tax debts and some bills such as medical bills and utilities.

Some debts can be a constant burden; you could make minimum payments for years and attempt to work with your creditor but may only find yourself right back where you started. Chapter 7 bankruptcy is a responsible way for you to reorganize your finances, liquidate your debt, and have one chance to hit the reset button on your financial life.